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F. R. (Rick) Saunders, Jr.
President, Chief Executive Officer and Organizer of First Reliance Bank

Mr. Rick Saunders began his banking profession in 1983 and progressively worked in various capacities. In recognition of his success and dedication, he was made a Vice President and Director of Pee Dee State Bank in 1990, serving in this capacity until March 1998. When Pee Dee State Bank merged with Centura Bank, Mr. Saunders was made the Senior Market Officer of Centura Bank in Florence, South Carolina, a position he retained until November of 1998. Mr. Saunders then resigned to organize First Reliance Bank.



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