First Reliance Bank, founded in 1999 has assets of approximately $525 million and employs over 135 highly talented associates. The bank serves Columbia, Charleston, and Florence markets in South Carolina. The bank has been recognized as One of the Best Places to Work in South Carolina by SC BIZ for five consecutive years. First Reliance Bank offers a unique Hometown Heroes package of benefits to serve those who are serving our communities, Check ‘N Save, a community outreach program for the unbanked or under-banked, a Service Guaranty, a Mortgage Guaranty, FREE Coin Machines and a Worldwide NO FEE ATM Network. It also offers 8-8 Extended Hours in all of the Florence, Charleston, West Columbia and Lexington locations and is open on most traditional bank holidays. Its There’s More to Banking Than Money ™ brand has earned the young bank a customer satisfaction rating of 99% (2010 Independent Survey) and the number one market share in its headquarters city of Florence, SC. First Reliance Bank is traded as FSRL.OB. Information about the Company is available on the company’s website at www.firstreliance.com.

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