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For Immediate Release

Richard Cox Graduates from LSU Graduate School of Banking

June 6, 2005, Baton Rouge, LA- Richard (Ricky) A. Cox, Vice President, Business Banker at First Reliance Bank, Florence, SC, was among 230 bankers receiving graduation certificates on June 3rd from the Graduate School of Banking at Louisiana State University. This three-year program provides courses covering all aspects of banking, economics and related subjects.

In addition to being a graduate of the Graduate School of Banking at LSU program, Mr. Cox is also a 2002 graduate of the National Commercial Lending School of the American Bankers Association. First Reliance recognized Mr. Cox for his outstanding work and participation in the community by awarding him their Employee of the Year award for 2003. Mr. Cox has been employed with First Reliance Bank since February of 2002 and currently manages the Florence Market Business Banking Group.

Mr. Cox holds a BBA in Management and an MBA in Business Administration from Francis Marion University. Active in the community, Mr. Cox is a member of the Florence Kiwanis and volunteers with the Pee Dee Area Big Brothers Organization. He serves on the board for the Garden City Chapel. Mr. Cox is married to Virginia and has a son Caleb.

For more Information:
Thomas C. Rouse Corporate Product / Marketing Manager First Reliance Bank 2170 W. Palmetto St. Florence, SC 29501 (843) 674-3281 Direct (843) 674-3ASK ACCESSLive Customer Care Center (843) 662-0787 Fax