Better banking is all about providing your employees with responsive, personalized service and exceptional products that meet their individual needs. And no bank in our area does it better than First Reliance Bank.

Better Banking Solutions – For Every Banking Experience.

• Seminars/Webcasts/Lunch 'N Learns
• A monthly blog on products/services and unique program benefits to include financial literacy articles, and customer spotlights
• A drawing once a quarter for a giveaway item
• Recognize Small Business Week – May 24th annually with a special event
• A Relationship Banker to handle your business account
• Discounts from our Business Spotlight Customers

For more details on our BetterPerks programs, call 1.888.543.5510 and speak with one of our personal bankers. Or simply stop by your nearest First Reliance Bank location.

• Checking Accounts
• Reliance
  On-The-go
• Account Protection
• Additional Products

Checking Accounts

First, choose a checking account to fit your banking needs.

Simple Checking
Banking Green has its rewards.
No monthly fee when you enroll in eStatements; a $5 monthly fee without eStatements.

• Does not earn interest
• No minimum balance
• Opening deposit of $25

Simple Plus Checking
Make your money work hard and earn more for you!

• Earns interest on balances of $.01 to less than $500, $500 to less than $5,000 and $5,000 or greater
• No minimum balance
• Opening deposit of $100
• Low or no monthly fee

Mature Living Checking (ages 50 plus)
Getting older offers certain privileges like a special checking with additional rewards.

• Earns interest
• No monthly fee
• No fee on cashiers checks or travelers checks
• 30% off all safe deposit boxes (based on availability)
• One box of free safety paper checks per year or $7.50 credit towards another type of check design
• And it’s easy to get rewards

Reliance Rewards
Life is a little more fun when you earn rewards just for doing everyday banking. In today’s economy every dollar matters!

• Open an account and get these rewards:
  • High interest paid on the portion of your balance under $25,000 when qualifications are met
  • Regular interest paid on balances over $25,000 when qualifications are met
  • No minimum monthly balance
• Getting Reliance Rewards is simple:
  • Opening deposit of $100
  • 4 easy monthly qualifications to receive Reliance Rewards

Call 888.543.5510 for more information or stop by any of our branches to open an account today.

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Reliance On-The-Go

You automatically receive Reliance On-The-Go convenient services and Account Protection services with each checking account that you open.

Reliance On-The-Go is a bundled package of convenient services that will help you do your banking easier – anytime and anywhere you want. Benefits include these services:

• Extended Hours
• Same Day Banking
• Free Online Banking & Bill Pay
• Convenient Debit Card and Worldwide ATM Network *
• eStatements
• Direct Deposit
• Consolidated Statements
• Customer Care Call Center 888.543.5510
• 24 Hr Phone Banking

Call 888.543.5510 for more information or stop by any of our branches to open an account today.

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Account Protection

We offer several services to help you manage your account and keep it in good standing.

• Overdraft Protection **
• Automated Sweep
• Bounce Protection ***

Call 888.543.5510 for more information or stop by any of our branches to open an account today.

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Additional Products

Once you open your checking account you are also eligible for these additional products:

• Savings Account
• Money Market Account
• EASYFlex 25 Month CD
• Investments
• A "Trade In Your Loan" Program
• Up to $500 Discount on Home Equity Line Closing Costs

Call 888.543.5510 for more information or stop by any of our branches to open an account today.

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* The daily ATM cash withdrawal limit is a maximum of $500 per day based on sufficient funds in the account. The daily purchase limit is $1,500 per day subject to approval. 5 ATM refunds maximum per month. ** Consumers and businesses must apply for Overdraft Protection and are subject to approval. There is a $100 minimum advance amount. The maximum amount of credit varies between $300 and $5,000 based on individual credit considerations. The minimum payment is 3% of the current balance or $10 whichever is greater, and is automatically deducted from the customer’s checking account ten days after their statement date unless a manual payment is made. 18% annual percentage rate. $6 annual fee. *** Customers are charged our paid item Overdraft fee of $33 for each overdrawn item created by check, in-person withdrawals or other electronic means paid under the limit. An insufficient balance can result from several events, such as (1) the payment of checks, electronic funds transfers or other withdrawal requests; (2) payments authorized by the customer; (3) the return of unpaid items deposited by a customer; (4) bank service charges; or (5) the deposit of items which, according to the bank’s Funds Availability Policy, are treated as not yet available or finally paid. Customers should make every attempt to bring their account to a positive end-of-day balance as soon as possible, and must do so within 30 calendar days. FRB is not obligated to pay any item presented for payment if the customer’s account does not contain sufficient funds. FRB may refuse to pay an overdraft item at any time even though we may have previously paid overdrafts for the customer subject to approval.