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personal banking
> bounce protection
> checking accounts
> savings accounts
> money market accounts
> ATM & debit cards
> personal loans
- overdraft protection
- unsecured loans
- automobile loans
- trade in your loan
- certificate of deposit,
  savings, or stock loans
- recreational vehicles
- consumer real
  estate loans
- home equity line
  of credit
> certificates of deposit
> IRA's
> switch kit
> substitute check notice
business banking
mortgage banking
wholesale mortgage access
phone banking
internet banking
investments
other products & services


automobile loans:
We offer automobile financing for purchases, refinances or if you need to use your automobile as collateral for other loan requests.

Our automobile loans are competitively priced and have flexible repayment terms.

Age of Vehicle Standard Financing Term
New 60 months
1 Year Old 54 months
2 Years Old 54 months
3 Years Old 48 months
4 Years Old 48 months
5 Years Old 36 months
6 Years Old 36 months
7 Years Old 24 months
Interest rates are a fixed rate.
A personal banker will be able to quote our current automobile rates

Requirements:

  1. Automobile loans for new vehicles require the dealer invoice.
  2. An inspection is required on all used vehicles.
  3. Dealers are responsible for recording First Reliance Bank lien.
  4. Used vehicles should not have in excess of 80,000 miles.
For commercial purpose be sure to include business owner(s) guarantee documentation.


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