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consumer real estate loans:
We offer first and second mortgages on primary and secondary residence, rental homes, condos, lots and other real estate. We also make new home loans, construction loans and home improvement loans.

Real Estate Loan Type Loan To Value Maximum Term
1 to 4 Family residential property 90% 5 year maturity with a 15-year amortization
Residential Investment (Rental) property 85% 5 year maturity with a 15-year amortization
Residential lots less than 5 acres 80% 5 year maturity with a 10-year amortization
Land loans over 5 acres 65% 5 year maturity with a 15- year amortization
Debt Consolidation Based on the property used. 60 months


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