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personal banking > bounce protection > checking accounts > savings accounts > money market accounts > ATM & debit cards > personal loans - overdraft protection - unsecured loans - automobile loans - trade in your loan - certificate of deposit,   savings, or stock loans - recreational vehicles - consumer real   estate loans - home equity line   of credit > certificates of deposit > IRA's > switch kit > substitute check notice business banking mortgage banking wholesale mortgage access phone banking internet banking investments other products & services		personal banking HELOC (home equity line of credit): We offer first and second mortgages on primary and secondary residence for revolving line of credit. Variable interest rate loans are based on the prime-lending rate. HELOC Type Loan to Value Maximum Term Payment Options Equity Advantage Line 80% 120 months 1.25% of the principal balance monthly Equity Advantage Plus 100% 120 months 1.25% of the principal balance monthly

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