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personal banking > bounce protection > checking accounts > savings accounts > money market accounts > ATM & debit cards > personal loans - overdraft protection - unsecured loans - automobile loans - trade in your loan - certificate of deposit,   savings, or stock loans - recreational vehicles - consumer real   estate loans - home equity line   of credit > certificates of deposit > IRA's > switch kit > substitute check notice business banking mortgage banking wholesale mortgage access phone banking internet banking investments other products & services		personal banking overdraft protection: First Reliance Bank offers an unsecured line of credit designed to automatically advance to your checking account if your checking account balance would fall below zero. The minimum advance amount is $100.00. The maximum amount of credit is $5,000.00. The payment of 3% of the current balance will automatically be deducted from your checking account. 18% is the interest rate charged for this type of credit. $6.00 per year annual fee. See Commercial Loans for Business Overdraft Protection.

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