First Reliance Bank - Personal Banking

personal banking

> programs

> checking accounts

> savings accounts

> money market accounts

> debit cards

> personal loans

- overdraft protection

- unsecured loans

- automobile loans

- trade in your loan

- certificate of deposit,
savings, or stock loans

- recreational vehicles

- consumer real
estate loans

- home equity line
of credit

> certificates of deposit

> IRAs

> switch kit

> overdraft coverage opt-in form

personal banking

overdraft protection:

First Reliance Bank offers an unsecured line of credit designed to automatically advance to your checking account if your checking account balance would fall below zero.

The minimum advance amount is $100.00.
The maximum amount of credit is $5,000.00.
The payment of 3% of the current balance will automatically be deducted from your checking account.
18% is the Annual Percentage Rate (APR) for this type of credit.
$6.00 per year annual fee.
See Commercial Loans for Business Overdraft Protection.