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boats, recreational vehicles, and personal watercrafts:
We offer financing for purchases, purchase money financing only, per our loan policy.

Our recreational vehicle loans are competitively priced and have flexible repayment terms.

New Boat and Motor Homes Standard Financing Term
Loan Amount up to $40,000. 60 months
Loan Amount from $40,001 to $100,000. 36 months/8 years amortization
The maximum age of the boat or motor home cannot exceed 10 years.
Interest rates are fixed. A personal banker will quote our current rates.

Requirements:

New boat and motor home loans require the dealer invoice.
An inspection is required on all used recreational vehicles.
Dealers are responsible for recording First Reliance Bank lien.
May limit loan to 75% of purchase price or NADA loan value.
Fire, theft, and comprehensive liability insurance is required.


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