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CREDIT CARDS

Select the business card that fits your business.

Accepted around the world, First Reliance Bank’s VISA® credit cards offer convenient purchasing power for everyday purchases, business expenses, travel, entertainment, and beyond. You’ll benefit from convenience and security whenever you use your card.
 

Features:

  • Buying power of VISA
  • Contactless and EMV chip enabled card
  • Apple Pay, Samsung Pay and Google Pay supported
  • Visa Zero Liability - you only pay for purchases you have authorized on your card, and unauthorized purchases are not the customer’s responsibility.

     

Business Credit Cards


    First Reliance Bank Business Credit Card

Business Platinum Visa® Card

  • No annual fee
  • Variable APR* based on Wall Street Prime Rate – currently 20.5% APR*
  • Manage business expenses 24/7 through online website or mobile app

* Annual Percentage Rate

Business Cash Back Platinum Visa® Card

  • 1% Cash back on all qualifying purchases up to $100,000 annually
  • $79 annual fee
  • Variable APR* based on Wall Street Prime Rate – currently 18.5% APR*
  • Manage business expenses 24/7 through online website or mobile app

* Annual Percentage Rate
 

Commercial Purchasing Card (PCard)


    First Reliance Bank Business Credit Card

The First Reliance Bank Purchasing Card is designed to help your organization accelerate the procurement process and improve cash flow. At the same time, it can dramatically reduce paperwork and administrative costs.
 

Wide range of usage, industry, and business structures

  • Real Estate Management Companies
  • Senior Living Facilities
  • Construction Contractors
  • Road Builders
  • Law Firms
  • Restaurants/Breweries
  • Medical Providers
  • Landscape Companies
  • Non-Profits

The purchasing card is a perfect solution for clients that need additional functionality and reporting beyond what a standard business credit card offers.

Card Management:

  • Monitor real time spending.
  • Restrict transactions by pre-setting velocities/limits down to the individual cardholder.
  • Customer can: Add/delete cardholders, add/remove MCC restrictions, increase/decrease spend limits, change card status, view approvals/declines, print statements, create and maintain user logins and make payments, all in real time. 

Reporting:

  • Enhanced reporting: access to pre-built reports and ability to create custom reports. If a merchant captures level 3 data (itemization) this can be viewed online. Data mapping option for creating upload files to accounting software.
  • Reports Dashboard: visual overview of how the program is working for you.
  • Automate expense management reporting /remote receipt capture.

Payables:

  • Streamline your payable process. Access to a virtual payables tool: Visa Payables Automation

The purchasing card provides power that follows you wherever your business takes you, with worldwide acceptance and extensive benefits. That means you gain spending capability that combines with flexibility to truly fit your needs.

  • Chip-enabled VISA Purchase Card, supports contactless payments.
  • Mobile Wallet compatible (Apple Pay, Google Pay etc).
  • Robust and highly customizable online portal
  • Real-time card management and expense tracking.
  • Mobile App.
  • Improve cash-flow, protect capital on the front end (Net 55 day)
  • Fraud Protection
  • Cash Back Rebate on all purchases
  • Clear and simple pricing, great value.
  • Unlimited cardholders: consolidate all your card programs under one: T&E cards, restricted cards (like fuel-only) and payables.
  • VISA Payables Automation: optional add-on to pay your suppliers by virtual card. 
     

GET YOUR PURCHASING CARD TODAY!

Call 888.543.5510 or visit your local First Reliance Bank Branch to get started.

The First Reliance Platinum Collection from MasterCard® gives you a local card with global purchasing power. The collection gives you options, so you can pick the one that fits the way you do business.

 

Business Platinum Classic

  • No Annual Fee and competitive Annual Percentage Rates make this an affordable card option
  • 0% Introductory Rate
  • 0% Promotional Rate for Balance Transfers

Platinum Benefits

Business Platinum Payback

  • No Annual Fee
  • Earn cash back as you spend

Platinum Payback Benefits

Platinum Preferred

  • No Annual Fee
  • Earn Points For Valuable Rewards

Platinum Preferred Benefits


    Business Credit Cards
Two Ways to Apply
Customer Support
Customer Inquiries


Legal Disclaimer

*Subject to enrollment and periodic promotions. Terms and conditions apply. MasterCard and MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

Note: A detailed benefits guide and privacy policy is provided with your approved MasterCard. Some benefits have limitations, exclusions, and requirements for coverage. Upon approval if you need assistance with clarifying or using a benefit, please call 1 800 MC-ASSIST. Help is available 24 hours a day.

If you would like to know more about any of our products please call us at 1-800-854-7642 and a Customer Service Agent will be glad to assist you.

 

Credit Card Comparison Platinum Classic

The affordable platinum card!

Apply Now
Platinum Payback

Earn cash back as you spend!

Apply Now
Platinum Preferred

Higher spending limits and Platinum Rewards!

Apply Now
Benefit Competitive Annual Percentage Rate--so you save from the first time you use it Earn 1% cash back on all qualifying purchases. Cash back will be paid to you automatically on an annual basis. Earn one point for every dollar spent
Additional Enhancements Online access to all spending information--so you can maintain financial control Identity theft resolution services, travel accident insurance, baggage delay, and lost luggage insurance
Interest Bearing Checkmark
24/7 Customer Support Checkmark Checkmark Checkmark
Online Reward Tracking Checkmark Checkmark Checkmark
Protection and Security Services Checkmark Checkmark Checkmark

Legal Disclaimer

*Subject to enrollment and periodic promotions. Terms and conditions apply. MasterCard and MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

How do you use your card?

Do you pay it off every month? Do you use it for travel? How high do you need your spending limit to be? Do you prefer a low rate, cash back, or rewards points? Whatever your credit card style, we have a card that fits you.

Purchasing Card

Additionally, the VISA Purchasing Card is designed to help your organization accelerate the procurement process and improve cash flow. At the same time, it can dramatically reduce paperwork and administrative costs. The card provides power that follows you wherever your business takes you, with worldwide acceptance and extensive benefits. That means you gain spending capability that combines with flexibility to truly fit your needs.

Commercial Purchasing Card (PCard)

  • Great for unlimited cardholders
  • Tiered Rebate Structure
  • Real Time control of cards, increase/decrease limits, see approvals/declines, turn cards on or off
  • Customized Online Expense Management Portal