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First Reliance Bank

Important Notices

System Maintenance Scheduled For Friday Sept 22nd - Saturday Sept 23rd.

Our annual system maintenance is scheduled for this weekend.   You may experience intermittent access to some of your account information and check images during this time.   Your debit and ATM cards will continue to function.  Our Customer Care Call Center is open on Saturday 8am to 4pm should you have any questions or need any help.

Equifax Data Breach FAQ's

Frequently Asked Questions

I’ve been hearing about the Equifax breach in the news. What happened?

Equifax, one of the three major credit bureaus, experienced a massive data breach. The hackers accessed people’s names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers. They also stole credit card numbers for about 209,000 people and dispute documents with personal identifying information for about 182,000 people.

Was my information stolen?

If you have a credit report, there’s a good chance it was. Go to a special website set up by Equifax to find out: Scroll to the bottom of the page and click on “Potential Impact,” enter some personal information and the site will tell you if you’ve been affected. Be sure you’re on a secure network (not public wi-fi) when you submit sensitive data over the internet.

How can I protect myself?

  • Enroll in Equifax’s services.

Equifax is offering one year of free credit monitoring and other services, whether or not your information was exposed. You can sign up at

  • Monitor your credit reports.

In addition, you can order a free copy of your credit report from all three of the credit reporting agencies at You are entitled to one free report from each of the credit bureaus once per year.

  • Monitor your bank accounts.

We also encourage you to monitor your financial accounts regularly for fraudulent transactions. Use online and mobile banking to keep a close eye on your accounts.

  • Watch out for scams related to the breach.

Do not trust e-mails that appear to come from Equifax regarding the breach. Attackers are likely to take advantage of the situation and craft sophisticated phishing e-mails.

Should I place a credit freeze on my files?

Before deciding to place a credit freeze on your accounts, consider your personal situation. If you might be applying for credit soon or think you might need quick credit in an emergency, it might be better to simply place a fraud alert on your files with the three major credit bureaus.  A fraud alert puts a red flag on your credit report which requires businesses to take additional steps, such as contacting you by phone before opening a new account.

How do I contact the three major credit bureaus to place a freeze on my files?

Equifax: Call 800-349-9960 or visit its website.

Experian: Call 888-397-3742 or visit its website.

TransUnion: Call 888-909-8872 or visit its website.

Where can I get more information about the Equifax breach?

You can learn more directly from Equifax at You can also learn more by visiting the Federal Trade Commission’s web page on the breach at To learn more about how to protect yourself after a breach, visit

Debit Card Users – Contact Us Prior To Traveling

Contact our Customer Care Call Center (1.888.543.5510) if traveling to make sure your debit card will work in the state or country you are traveling to.  We often need to block debit card signature transactions from certain states or countries due to fraud, but can unblock your card for that time period you will be gone.  If you use your card with your PIN it will most often work.  Also make sure your phone numbers and email are updated with us in case you need to be contacted.  If you think you may need a higher daily limit while traveling please request this from our Call Center.  We apologize for this inconvenience but it’s necessary for financial institutions to do this to protect you and prevent fraud and losses.