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Bozard Joins The First Reliance Business Banking Team

John Bozard has joined First Reliance Bank as a Relationship Banker, for the Lexington, S.C. area. In his new role, he will be reaching out to businesses throughout the area and introducing them to First Reliance Bank's business products and services and he’ll represent the Bank through involvement in local associations, charities or business organizations. Bozard spent the majority of his banking career with First Citizens Bank in Lexington, South Carolina and has over 30 years of experience. His long track record includes successfully leading the Lexington area commercial lender efforts. He has achieved numerous banking awards including a Top Performer Best Banker Award for highest branch and individual performance scores among peers. Bozard has a Bachelor of Science in Business Administration from Presbyterian College, South Carolina. He also has a Masters of Strategic Studies from the United States Army War College. He currently serves as a council member of the USO of SC, is currently Secretary and President Elect for the Rotary Club of Lexington.  He is a member of the Greater Columbia Leads Group, and former Ambassador and Board Member of the Greater Lexington Chamber of Commerce, former member of the Lexington County Sheriffs Foundation, former member of Lexington Toastmasters, Lifetime

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7 Tips To Avoid Online Fraud

Every year, millions of consumers fall victim to cybercrime. According to the FBI’s Internet Crime Complaint Center, in 2014, consumers lost more than $800 million from scams initiated through the web. In recognition of Internet Safety Month in June, First Reliance is highlighting seven tips to help consumers protect themselves from online fraud. “The Internet has become one of the most popular tools used to commit fraud and criminals are becoming more and more sophisticated with their hacking techniques,” said Jeff Paolucci, Chief Financial  Officer“.  As a result, it’s extremely important for consumers to secure their wireless networks and filter the amount of personal information they choose to divulge online.” First Reliance Bank recommends the following tips to keep you safe online:
  • Keep your computers and mobile devices up to date.  Having the latest security software, web browser, and operating system are the best defenses against viruses, malware, and other online threats. Turn on automatic updates so you receive the newest fixes as they become available.
  • Set strong passwords. A strong password is at least eight characters in length and includes a mix of upper and lowercase letters, numbers, and special characters.
  • Watch out for phishing scams. Phishing scams use fraudulent emails and websites to

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Investing in Education Through Annual Scholarship Program

April 26, 2016, Florence, S.C. — First Reliance Bank is now accepting applications for its annual Francis Marion Scholarship through May 31, 2016. The First Reliance Bank Scholarship recognizes and assists outstanding students who are pursuing a degree in business or finance. Administered through the Francis Marion University Foundation, the scholarship program has been helping area-wide students to meet their academic financial obligations since 2010. “First Reliance Bank believes in encouraging continuous personal improvement and the Francis Marion scholarship program is one way that we can make a difference with our community's youth,” said Rick Saunders, president and CEO of First Reliance Bank. “Making your way through school can be challenging — especially if you're committed to staying at the top of your class. We're proud to partner with Francis Marion to help outstanding students with their financial obligations so that they can focus on achieving their academic goals.” To be eligible for the scholarship you must be a business or finance major, a First Reliance Bank customer or an immediate family member of a customer; a graduating senior of any school that banks with First Reliance Bank; a dependent of an employee who works in any South Carolina Bank, or a

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Welcoming New Businesses To Florence

Posted: Wednesday, March 30, 2016 8:11 am BY JOE PERRY Morning News FLORENCE, S.C. – Leaders of business and industry gathered Tuesday evening at the Hilton Garden Inn to welcome representatives from Ruiz Foods, Honda of South Carolina, South East Express and Johnson Controls who have recently moved to the area. The event was sponsored by First Reliance Bank and Raldex Hospitality. The aim was to simply welcome newcomers and let them know Florence is happy to have them, said Joan Billheimer, community development officer for the bank. “We’re getting ready to start the second line,” said Jim Bowman, Ruiz Foods’ operations manager. “Things are looking good. so we’re excited to make product.” Bowman, who hails from Davenport, Iowa, joined the family-owned and California-based company after working for Oscar Meyer for 20 years, and was referring to a line of snack foods known as Tornados that are commonly found on convenience store roller grills. It was at the company’s Denison, Texas, plant where he first started working for Ruiz Foods, and now he’s happy to have moved with his family to the Pee Dee. “A great company to work for,” he said. “They’re really people-oriented; a great culture as well.” More can be read by clicking

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