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First Reliance Bank

You Are Entitled to One
Free Credit Report

It’s important to know where you stand when it comes to your creditworthiness. Your credit score will affect your ability to quality for unsecured loans, residential mortgages and loans As a consumer in South Carolina you are entitled to one free copy of your credit report from each of the major credit reporting bureaus (Equifax, Experian, and Trans Union). The FACT Act requires that each of these bureaus provide you with one free copy of your credit upon request.

There are Three Ways That You Can Obtain Your Free Credit Report:

  • Go to and print your credit report online
  • Call 877.322.8228. There will be a simple verification process and you will receive your credit report in the mail.
  • To obtain your credit report(s) by mail, simply fill out the request form and send it to the address below:
 Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281

How To Fix An Error On Your Credit Report

A mistake in your credit report can cost you because it can stop you from getting the best rate you’re eligible for any time you borrow money. If there are mistakes on your credit report that make you look bad, then you could be paying more than you should be every month.

Credit Report Error


Call 888.543.5510 or email for more information or stop by any of our branches to open an account today.