First Reliance Bank takes a layered approach to help protect your accounts and your identity. On October 27th we are launching an updated layer of security called Multi-factor authentication to protect your accounts and help prevent fraud. As a security measure, some online banking actions require passcodes as a second layer of identity verification to ensure that you are the user authorizing the activity. Please click on the link in this message to learn more about how multi-factor authentication works. If you have any questions about multi-factor authentication, please contact our Customer Care Center at 888.543.5510.