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First Reliance Bank

Your Card. Your Rewards

 Platinum Payback










Finally, a credit card designed to complement the way you live.  Now is the time to get in the driver’s seat and start living your dreams while reaping the rich rewards and exclusive benefits of a Platinum Credit Card.  Expect exclusive savings and superior customer support with every purchase.  Best of all, you can earn CASH BACK or REWARD POINTS every month simply by using your Platinum Payback or Platinum Preferred Card.

Your Choice of Three Platinum Cards

There are three Platinum Credit Cards to meet individual priorities and lifestyles.  Platinum Classic, Platinum Payback and Platinum Preferred.  Earn Cash Back on your Platinum Payback Card or earn points on your Platinum Preferred Card.  Your Rewards, Your Choice.  You are automatically enrolled and begin earning cash or points with your first purchase.  Apply today and begin realizing the benefits of a card that delivers true convenience, support and value.

Choose the card that matches your lifestyle.  You have three choices:


1. Platinum Classic – An Affordable Platinum Card

  • Experience immediate savings thanks to competitive Annual Percentage Rates
  • Get online access to all of your spending information for increased financial control
  • Insure and protect yourself with extensive security and travel assistance services

2.  Platinum Payback – Earn Annual Cash Back As You Spend

  • Earn 1% Cash Back on all your qualifying purchases
  • Cash Back will be paid to you automatically on an annual basis

3. Platinum Preferred – Features higher spending limits and Platinum Rewards designed to make every dollar count.

  • Opportunity to earn double and triple reward points on qualifying everyday purchases.*
  • Additional card enhancements include identity theft resolution services, travel accident insurance, baggage delay and lost luggage.

Apply Now!


The consumer Platinum card also offers:

  • 24/7 Customer Support
  • Online Reward Tracking
  • Protection and Security Services

*Subject to enrollment and periodic promotions.  Terms and conditions apply.  MasterCard and MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

There are 3 Easy Ways To Apply

1.   Apply Online

2.  Call our toll-fee number, 855-210-0344 to apply over the phone

3.  Stop by any First Reliance Bank location to apply or to pick up an application.

Mail application to:
Card Assets c/o Applications
P. O. Box 674824
Marietta, GA 30006-9552.

Subject to approval through our credit card vendor, Card Assets, LLC.  Upon application approval, you will receive detailed information about your Platinum Credit Card.

Customer Support

Credit Card Website:

PayBack Cash Rewards or Reward Points website:  Ph:  1.888.396.3419

Customer Inquiries     email:   Ph:  1-800-854-7642

  • Account closure
  • Adding/Removing reward options
  • Changing address and/or telephone numbers
  • Death Certificates and to close accounts
  • Changing SSN or Tax ID number per written documentation
  • Authorization removal
  • Help with reporting lost/stolen cards
  • Checking status of card(s)/plastic(s)

Fraudulent Activity:  Please contact this number to verify transactions when contacted about potentially fraudulent activity:  1-800-377-1809

Lost or Stolen Cards:  Please contact this number to report a card lost or stolen  Ph:  1-800-556-5678


Got a business? Carry the card that says you mean business – the Business Platinum Credit Card.

Fair Credit Policy