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First Reliance Bank

Start Using your First Reliance Bank Debit Card Internationally

Your First Reliance Bank Debit Card is one of the many convenient ways to make purchases or get cash when you’re traveling outside of South Carolina or internationally.

If you’re planning to travel out of South Carolina or  internationally, please call 888.543.5510 to let First Reliance Bank know your travel dates, where you will be, and a phone number you can be reached at so that we can give you access to your accounts.

Start using your First Reliance Bank Debit Card outside of South Carolina or internationally to better manage and protect your money.

Can I use my Debit Card outside of South Carolina and internationally?
Yes, you can use your First Reliance Bank Debit Card while traveling throughout the United States or outside the United States.

  • Use your Debit Card to get local currency internationally at network ATMs that have the Cirrus network logo on them. Visit the Cirrus global ATM network locator to view a list of ATMs that accept your card worldwide or to download the mobile application. There may be additional ATM fees you incur for International transactions.
  • International Foreign ATMs:  Most foreign ATMs  require a debit card to have an EMV chip in them.  EMV chips have not been introduced in the U.S. but have an implementation date of October 2015.  It is recommended that you travel with more than one type of means to access cash if you need it while traveling internationally.  Most foreign ATMs require a four-digit Personal identification Number (PIN) that does not begin with a zero. If your PIN doesn’t meet these requirements, you can change it before you leave on your trip – just visit any First Reliance Bank branch.
  • Your daily purchase limit on transactions is $1,500 and your daily ATM withdrawal limit is $500 or you may ask to have it increased while you are traveling.
  • Use your Debit Card to make purchases anywhere Visa® debit cards are accepted. When you present your card for payment, you will be asked to sign a sales slip rather than entering your PIN.

If you have any difficulty using a foreign ATM, use your Debit Card to get a cash disbursement at a local financial institution that provides foreign money exchange.