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First Reliance Bank

Overdraft Protection

First Reliance Bank offers an unsecured line of credit designed to automatically advance to your checking account if your checking account balance would fall below zero.

Overdraft Protection Features

  • $100 minimum advance amount
  • $5,000 maximum amount of credit
  • The payment of 3% of the current balance will automatically be deducted from your checking account
  • $7 per year annual fee

Advances can be made through

  • Online Banking or Mobile Banking Transfers from your Line to your First Reliance Checking  (in $100 increments)
  • Overdrafts automatically advance from your Overdraft Line
  • Customer Care Call center Assisted transfers 1-888.543.5510

Call 888.543.5510 or email for more information,  stop by any of our branches to open an account or start your application online today.

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