First Reliance Bank offers an unsecured line of credit designed to automatically advance to your checking account if your checking account balance would fall below zero.
Overdraft Protection Features
- $100 minimum advance amount
- $5,000 maximum amount of credit
- The payment of 3% of the current balance will automatically be deducted from your checking account
- $7 per year annual fee
Advances can be made through
- Online Banking or Mobile Banking Transfers from your Line to your First Reliance Checking (in $100 increments)
- Overdrafts automatically advance from your Overdraft Line
- Customer Care Call center Assisted transfers 1-888.543.5510
Call 888.543.5510 or email CustomerCare@firstreliance.com for more information, stop by any of our branches to open an account or start your application online today.