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Chuck Stuart

EVP, Mortgage

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Chuck Stuart

Contact Info

843-375-3660 843-852-6427


Chuck is the Executive Vice President of Mortgage Banking. Mr. Stuart is responsible for all residential mortgage lending activities at First Reliance Bank which include overseeing all first mortgage loan production, origination, processing, underwriting, closing, construction lending and including secondary marketing trading execution, pricing and all related functions. He provides leadership for the origination, delivery and administration of quality first mortgage products and services. His leadership responsibilities encompass optimizing sales of all products, coordinating and facilitating government-sponsored enterprise and investor-relationships, vendor relationships, pricing dissemination, delivering and settling investor transactions, quality assurance and directing systems development.


Chuck has served as President of the Mortgage Lenders Association of Greater Charleston. He has also served on the Freddie Mac Lender Advisory Board and the Fannie Mae Lender Advisory Board. He is also a member of the Mortgage Bankers Association and is currently serving on the Board of the Mortgage Bankers of the Carolinas.


Chuck is a graduate of Lander University with a bachelor of science in Pre-law/Political science. He is also a graduate of the South Carolina Bankers School at the University of South Carolina. He is a Certified Financial Services Auditor, CFSA, and a member of the Institute of Internal Auditors. He also is a graduate of the Carolinas Regulatory Compliance School at North Carolina State University. Prior to joining First Reliance Bank, Chuck was the Senior Vice President of Capital Markets at First Federal, where he was responsible for all loan production activities, and oversaw the capital markets and all sales in the secondary markets.