Please Note Our Branch Holiday Hours

Christmas Eve

Tuesday, December 24th: Early Close at 1:00 pm

Christmas Day

Wednesday, December 25th: Closed

New Years Day

Wednesday, January 1st: Closed

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PERSONAL LOANS

Loans as individual as you are.

Car. Motorcycle. RV. Boat. Home repair. Whatever you need a loan for, we’ve got a range of loans for you. Your First Reliance banker can help you consider your options and arrive at a smart decision.

Unsecured Loan

  • Flexible terms
  • Competitive rates
  • You can make payments with auto draft
  • You can purchase credit life insurance for additional financial security

Apply Now

Auto Loans

Purchase a new car, refinance your current car, or use your car as collateral for another loan.

  • Flexible terms
  • Competitive rates
  • Finance new or used cars up to 7 years old
  • You can make payments with auto draft
  • You can purchase credit life insurance for additional financial security

Apply Now

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Real Estate Loans

First and second mortgages on primary and secondary residences, rental properties, condos, lots, and other real estate.

  • 1-4 Family residential property
  • Residential investment (rental) property
  • Residential lots (less than 5 acres)
  • Land loans (more than 5 acres)
  • Debt consolidation

Apply Now

Other Loans

  • RV Loans. Buy, refinance, or use your RV as collateral
  • Boat Loans. Competitive pricing and repayment terms for new or used boats, marine boats up to 10-years-old, recreational aluminum Jon boats, jet skis, and personal watercraft
  • CD, Savings, or Stock loans

Apply Now

Overdraft Protection

An unsecured line of credit that automatically advances to your checking account if your balance falls below zero.

  • $100 minimum advance amount
  • $5,000 maximum credit
  • A payment of 3% of current balance will automatically be deducted from your checking account
  • Annual fee—$7
  • Advances are made in $100 increments through Online Banking or Mobile Banking to your First Reliance checking account or you can make assisted transfers through the Customer Care Call Center—888.543.5510
  • Overdrafts automatically advance from your Overdraft line

Apply Now

Home Equity Line of Credit

Pay for college expenses, home improvements, or unexpected expenses. First Reliance offers first and second mortgages on primary and secondary residences for revolving credit lines.

  • Variable interest rate loans are based on the WSJ Prime Rate
  • 120-month term
  • Interest-only options are available depending on lending criteria
  • Easy access through:
    • Online Banking Transfer to your First Reliance deposit account
    • Mobile Banking Transfer to your First Reliance deposit account
    • In-person transfer at a First Reliance branch
    • Customer Care Call Center assisted Transfer

Apply Now