Banking on your schedule.
Every First Reliance checking account includes Reliance On-The-Go® Convenient Services and Account Protection Services! Plus, we process all in-bank transactions the same day. And we’re open most holidays.
Reliance On-The-Go® Services:
WORLDWIDE ATM NETWORK
DIRECT DEPOSITAccount Protection Services
Always here for you
OUR 24-HOUR AUTOMATED TELEPHONE SERVICE enables you to make checking account inquiries, loan payments, and funds transfers from one account to another.
TOLL FREE: 888.543.5502
CUSTOMER CARE CALL CENTER. Live assistance, Monday-Friday, 8:00 am – 6:00 pm. 888.543.5510 or CustomerCare@ﬁrstreliance.com.
OPEN MOST HOLIDAYS! For your convenience, First Reliance Bank is open on four federal holidays – Martin Luther King Jr. Day, President's Day, Columbus Day, and Veteran's Day.
Reliance On-The-Go® is a federally trademarked name owned by First Reliance Bank.
* The daily ATM cash withdrawal limit is a maximum of $500 per day based on sufficient funds in the account. The daily purchase limit is $1,500 per day subject to approval.
** Consumers and businesses must apply for Overdraft Protection and are subject to approval. There is a $100 minimum advance amount. The maximum amount of credit varies between $300 and $5,000 based on individual credit considerations. The minimum payment is 3% of the current balance or $10 whichever is greater, and is automatically deducted from the customer’s checking account ten days after their statement date unless a manual payment is made. 18% annual percentage rate. $7 annual fee.
*** Customers are charged our paid item Overdraft fee of $35 for each overdrawn item created by check, in-person withdrawals or other electronic means paid under the limit. An insufficient balance can result from several events, such as (1) the payment of checks, electronic funds transfers or other withdrawal requests; (2) payments authorized by the customer; (3) the return of unpaid items deposited by a customer; (4) bank service charges; or (5) the deposit of items which, according to the bank’s Funds Availability Policy, are treated as not yet available or finally paid.
Customers should make every attempt to bring their account to a positive end-of-day balance as soon as possible, and must do so within 30 calendar days. First Reliance Bank is not obligated to pay any item presented for payment if the customer’s account does not contain sufficient funds. First Reliance may refuse to pay an overdraft item at any time even though we may have previously paid overdrafts for the customer subject to approval.