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Unlocking Success: Must-Have Small Business Resources and Tools

Unlocking Success: Must-Have Small Business Resources and Tools

According to the U.S. Small Business Administration, opening a business account is one of the first steps in financial planning for entrepreneurs*. Knowing and having the right financial partner is an essential key to success for small business owners. With First Reliance Bank on your team, business success will be underway.

Access to Funding Options

Whether launching a new business or expanding your operation, First Reliance Bank can help secure your business credit.

  • Business Line of Credit. A business line of credit can be used for financing seasonal needs, receivables, inventory, and short-term cash flow.  First Reliance’s Online and Mobile Banking provide easy access to your credit line. 
  • Business Installment Loans. Installment loans may be a funding option with loan terms corresponding to the life of the asset and a repayment schedule corresponding to cash flow.
  • Overdraft Protection. Avoid the cost of overdraft fees and returned items.
  • Commercial Real Estate Loans. Whether you’re building, buying, or renovating a commercial property, First Reliance Bank offers a variety of options.

Business loans are more varied than consumer loans, and making business applications carries some unique requirements. Visit First Reliance’s Business Loan Checklist to learn more, or contact one of our team members. With eleven locations, a First Reliance Bank Expert is nearby and available.

Streamline Expense Management

Save time and money with First Reliance Bank’s Treasury Services. Streamline expense management with ACH origination, online wire transfer, and our offering of corporate credit cards.

  • Merchant Services from First Reliance Bank allow business owners to accept various payment methods, creating a better customer experience. Users can also generate gift cards to generate new business and maintain customer loyalty
  • First Reliance’s tools, such as Positive Pay and ACH Blocks, protect proactively against fraudulent transactions.

Digital Banking Tools

Our digital banking tools provide online and digital banking tools that allow you to conveniently manage your business from any location.  

  • Online and Mobile Banking. Enjoy 24-7 banking access and online customer service
  • Digital Account Opening. With a secure and quick online application, business owners can open a checking, savings, or money market account or purchase a CD.
  • Digital Wallet. Available in Apple, Google, and Samsung Pay, the First Reliance digital wallet allows quick and safe transactions on the go.
  • Biz Bill Pay. With convenient online access, bill pay simplifies the processes of managing expenses and budgets with permission controls and customized audit reports.

For more information, visit one of our branches today, call (888) 543-5510, or email CustomerCare@firstreliance.com.

 


* U.S. Small Business Administration, May 2023, 10 Steps To Start Your Business, https://www.sba.gov/business-guide/10-steps-start-your-business

Comments

  1. 온라인 포커

    온라인 포커 on

    Great insights! These must-have small business resources and tools are invaluable for entrepreneurs. They simplify operations, boost efficiency, and set the foundation for long-term success in today’s competitive market.

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