If you said yes, we have an attractive 0% interest rate offer you may be interested in. But first, please pause a moment and think about how you use credit. You may even want to ask yourself these questions. 

- Do you pay it off every month?

- Do you use it for travel?

- How high do you need your spending limit to be?

- Do you prefer a low rate, cash back, or rewards points?  

First Reliance will always encourage our customers to be savvy when it comes to having a credit card. For a limited time, we are offering an attractive introductory 0% interest rate for the first 12 months on purchases, balance transfers, and cash advances from the date of opening (see flyer for details). If you're looking for a new credit card, you can contact one of our customer service representatives. At First ...

First Reliance Bank announces that Scurry Tharpe has joined the company as Vice President, Relationship Banker and will work out of the Greenville office. He has over 12 years of industry experience in the commercial credit risk background and in wealth and retail. 

Scurry is a 2009 graduate of The Citadel, where he earned a B.S. in Business Administration and, in 2018, an MBA from Anderson University. A native of Greenwood, S.C., he moved to Greenville in 2011. In his free time, Scurry enjoys spending time outdoors with his children and coaching youth sports on the weekends.

Market President Chris Laughridge shared, “We are pleased to welcome Scurry to the Greenville team, where he will focus on developing and building relationships with community-area business owners and professionals. He is a talented banker who brings significant credit experience with him to his new role.”

Marci Williams has joined First Reliance Bank as Vice President Account Executive / Residential Lending Specialist and will work out of the Charleston, SC, Mount Pleasant branch. She will assist customers with their mortgage financing needs and identify partner opportunities throughout the Southeast. She is a well-respected industry-recognized leader and will be responsible for sales in Retail and the Correspondent/Wholesale partner channels.

"We are happy to have Marci as part of our company growth initiative and are very fortunate to have her as part of our team,” said First Reliance Mortgage President Chuck Stuart. Her extensive experience and innovative approach will be instrumental in elevating our brand awareness and invaluable to our clients and homebuyers in the southeast. We are confident that Marci will play a key role in First Reliance Mortgage’s growth and success in the coming years.”

“We are thrilled to welcome Marci to the team. Marci’s knowledge and ...

Are you dreaming of a vacation or getaway? If you are beginning to plan or are ready to book airline tickets, here are some travel tips to avoid overspending. Airfare savings with cut-rate travel is possible!

When to book a plane ticket

Book in advance: Generally, booking flights well in advance can help you save money. Airline prices tend to go up as you get closer to the travel date, so book your flights as early as possible if you know your travel plans well in advance. Book 49 days in advance, or seven weeks for the best airfare.  Studies show that is when the fares tend to be the lowest.

Be flexible with your travel dates: If you are flexible with your travel dates, you can save a lot of money. Try to avoid flying during peak travel periods like holidays or weekends, as prices are usually higher during ...

April 18, 2023 – Columbia, S.C. —  First Reliance Bank announces that Sarah Baldwin has been promoted to SVP Retail Mortgage Sales at FRB Mortgage, a division of First Reliance Bank. She is responsible for developing and managing relationships with referral partners and working with a team of mortgage loan officers.

President of First Reliance Justin Strickland said, “I have had the privilege of working with Sarah since she began her career as a Mortgage Executive Originator in 2009. She has performed at a level that ranks her as the best mortgage executive I have worked with in my 38 years of banking.

Chuck Stuart, President of FRB Mortgage Division, shared, “We are very pleased to make this announcement. Sarah’s proven industry knowledge and extensive experience will help the bank expand its reach and deliver value for our clients. She has built strong, trusted relationships with our FRB customers, and driven ...

First Reliance Bank announces that Keith Rainwater has been named Chief Accounting Officer. Rainwater, a Certified Public Accountant, brings more than 25 years of banking experience and an extensive accounting background to the bank’s team. At First Reliance, he will oversee the accounting operations and reporting functions.

Robert Haile, Senior Executive Vice-President and Chief Financial Officer of First Reliance, said, “We are pleased to welcome Keith to our team. His years of experience and leadership in the banking industry will continue to guide First Reliance as we become one of the best community banks in the Southeast.”

Keith previously served as the Chief Accounting Officer of FB Financial Corporation and FirstBank for the past two years in Nashville, Tennessee, after nearly 14 years at the SouthState Corp., which operates more than 280 offices in six Southeastern states. While there, he served as an executive vice president and its designated principal ...

Fake check scams are occurring more than ever, and scammers are becoming increasingly clever with their tactics. Here's how a fake check scam typically works.

Someone you don't know sends you a check. It could be from any company. The person will ask you to deposit the check and send some of the money to them or another person in return. The scammer always has a reason to explain why you received the check and why you cannot keep all the money. If you deposit a fake check and send money to the scammer, you will be responsible for that money, which can sometimes amount to thousands of dollars!

No matter how convincing the scammer is or how legitimate the check looks, people don't send money to others without reason.  

Types of Fake Check Scams

Fake checks come in many forms. Business or personal checks, cashier's checks, and money orders ...

March 29, 2023 - Florence, S.C. — Rick Redden has been named to the First Reliance Bank Board of Directors. Rick has extensive experience working with banks, public and private companies, non-profits, and higher educational institutions to establish or enhance strategic plans, navigate industry change, and accelerate execution. He has assisted clients with acquisitions, major investments, capital structure decisions, and succession strategies.

Rick Saunders, Chief Executive Officer of First Reliance Bank, shared, “When searching for a board member, I always look for talented professionals with similar values about life, leadership, and business success. I am fortunate to have known Rick for quite some time, and he certainly meets every standard to be found in a successful bank board member. I look forward to working closely with Rick as we pursue “changing lives” across the Carolinas.”

Prior to consulting, Rick served as Commercial Executive, State President, Division Chief Risk Officer, and ...

David Parler has joined First Reliance Bank as Residential Lending Specialist and will be in the Columbia, SC, Main Street Branch. He will assist customers with their mortgage financing needs and identify the best bank products to meet their needs. 

President of Mortgage Services Chuck Stuart shared, “We value David’s dedication to helping customers achieve the dream of homeownership. His professionalism aligns with First Reliance Bank’s purpose of improving our customers’ lives.”

First Reliance Bank’s wide variety of mortgage choices offers flexibility for customers’ mortgage loan and financial needs. The bank offers competitive rates and flexible terms and conditions, providing the best solutions. 

David is a University of South Carolina graduate with a bachelor’s and master’s degree in civil engineering. In January 2021, after spending 16 years in engineering, manufacturing, and construction, he became a Licensed Mortgage Loan Originator in South Carolina. Additionally, David is licensed in North Carolina and Georgia. ...

Monthly bank statements. Ah, yes, those papers that are coming your way every month. Consider, if you will, two individual types. An organized wizard with a filing cabinet (or cabinets) holding chronologically organized statements and another who cringes when trying to remember where last month’s statement is. Whomever you relate with, First Reliance Bank offers a banking service that works brilliantly.

Five Reasons Why e-Statements are Good.

1. e-Statements are accessible days earlier than mailed statements.
2. e-Statements reduce the risk of identity theft.
3. There’s no need for shredding or saving stacks of paper.
4. Saving paper and fuel is better for the environment and your pocketbook.
5. e-Statements are totally free. That’s right, totally free.

There are numerous benefits when receiving e-Statements, but the best is how they save you money. Yes, that’s correct; you can say farewell to the monthly maintenance fee by signing up for e-Statements. The yield of saving $5 ...