Sticking to a budget during your holiday shopping can be a nightmare, but it is doable. The trick to it is to have a bit of foresight, and planning. If you're just buying whatever, whenever, then of course you're going to over spend. Now, let's go over some tips for sticking to your holiday spending budget that will help you to not only not overspend, but to also manage your purchasing habits more wisely going forward.
The holidays can put an emotional and financial strain on families, and American consumers know all too well, how just a bit of overspending can have consequences long after that holiday spirit has worn away. With that in mind, here are a few ways to reduce your holiday spending before, during, and after the holiday season.
Growing a business is an exciting and demanding experience. Business owners are generally determined and studious, and this dedication can help them learn the ropes about how to handle a company’s books. When the business begins to grow, things get a little more challenging. Taking and making payments at various locations can become more important, and you may also be required to manage larger amounts on a regular basis. Business banking programs like the one at First Reliance Bank offer features that most organizations need during expansion.
Features of Business Banking
Companies that have moved beyond the startup phase need to upgrade their bank account. Luckily, business options come pre-loaded with the perks growing organizations need. The first is 24/7 access to money. Business owners often work odd hours and find themselves handling tasks from multiple locations. Constant access to accounts, combined with a wide network of ATMs, makes it easier ...
With various ways to store your money, choosing the right account for your emergency savings, baby fund, or college fund can be a challenging task. Two popular accounts are the standard savings account and money market account. To help clarify some distinctions between the accounts, we have broken down what’s different and what’s similar between the two.
Buying a home vs. renting is a big decision that takes careful consideration, as most mortgage consultants will agree. But the rewards of home ownership are great. For many years, purchasing real estate has been considered an extremely profitable investment. It is an achievement that offers a sense of pride, financial stability and potential tax advantages.
McDowell was serving as Senior Vice President and City Executive for the Winston-Salem, NC market. In his new role, he will be responsible for continuing to build the First Reliance Bank team, develop banking relationships with business owners, grow the bank in our defined markets and promoting the bank’s brand throughout the North Carolina market. McDowell brings more than 30 years of banking experience to the position, most of which has been in leadership positions in the Winston-Salem area.
“I am excited to be leading this team of exceptional banking professionals,” said McDowell. “North Carolina is a great market to be doing business in, and I look forward to sharing the First Reliance Bank brand and delivering on our purpose to make the lives of our customers better.”
“We really value what Andy has been able to do in his previous role with First Reliance, implementing and providing leadership in ...
Kyber’s extensive banking experience spans more than 30 years. Kyber has held numerous banking positions with several banks in the Upstate and Midlands regions of South Carolina.
“As we continue to look for expansion opportunities throughout the Southeast and determine how we can bring value to new markets, like Greenville, it’s important to have experienced leaders like Neal at the forefront,” said Rick Saunders, president and CEO, First Reliance Bank. “He shares our values and understands what community banking is all about. Neal has a proven track record for developing commercial teams and growing business banking in the Greenville area.”
“Greenville is a fast-growing area with a vibrant, supportive community,” said Kyber. “For more than two decades, I’ve been a part of this area’s growth and I’m ...
How safe is your smartphone? According to Adam Levin, identity theft prevention expert and cofounder of Identity Theft 911, the amount of personal data contained on most smartphones is staggering.
The Order of the Palmetto is the highest civilian honor awarded to citizens of South Carolina for extraordinary lifetime achievement, and for national or statewide service. The Order of the Palmetto is a once in a lifetime achievement. South Carolina State Senator, Hugh Leatherman, presented the Order of the Palmetto Award to F.R. “Rick” Saunders on behalf of Governor McMaster at a luncheon on Friday, March 15th at the Florence Country Club. “I am honored to receive this recognition,” said Saunders. “Early in my career I made the commitment to be involved in the communities we do business in and try to truly make a difference. I was fortunate to expand that to the State level as the bank grew and more opportunities arose.” Some of the highlights of Mr. Saunders career include an appointment by previous Governor Mark Sanford to the South Carolina State Board of Financial Institutions where ...
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