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CINDY_COWARDCoward brings more than 20 years of experience in human resources.

First Reliance Bank announces the addition of Cindy Coward as Vice President of Human Resources. Coward joins First Reliance with more than 20 years of experience in human resources. Her background includes leadership roles with major corporations where she was recognized for a number of successful employee engagement initiatives and for developing and implementing highly effective human resources programs. “From the start, community-minded professionals have been the backbone of the bank,” said David Barksdale, North Carolina president, First Reliance Bank. “We view the HR function as something more than people and policies. It’s a multi-faceted area that is critical to shaping the future growth of the bank. Cindy’s background, skills and record of success in that space, fits our culture and I know that she will make a difference for our associates and our customers.”          ...


dreamstime_xl_32370731 More than 70 percent of college graduates began their career owing more than $37,000 in student loans in 2017. Considering the additional living expenses they’ll soon face, new college graduates would be wise to focus on their financial future right now. We have highlighted six smart financial decisions college graduates should consider to position themselves for financial success as they embark on their next phase of life. The habits new graduates develop right now will have a big effect on their financial future. Living expenses add up quickly once you’re out on your own, and many young adults who didn’t plan ahead are delaying major milestones like getting married or buying a home because of their financial situation. The good news is that you can have a bright financial future if you think strategically about money right out of the gate. Follow these 6 tips for a better financial future:

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