Happy New Year! We want to wish you a year filled with good health, happiness and prosperity.
Prosperity? Yes. It's a goal that's within the grasp of all of us, no matter our income level. But to reach prosperity, we need to do some honest analysis of our spending, set goals and put our money to work for us. After all, we work for our money, so why shouldn't it work for us?
Right now some of us are feeling the aftershock of the holidays. It's not hard to be surprised when you count up the dollars you've spent on gifts, decorations, parties and other holiday treats.
That's why so many Americans spend January and February with a case of the post-holiday financial blues. It can take a long time to get back to financial health — especially if a lot of the holidays were funded with your credit card. ...